
Precision instruments for every investor.
Four ways to put your capital to work — each structured, sourced, and managed by our investment team.

18.50 – 20.10%
Indicative p.a.
Nigerian Treasury Bills are short-term debt instruments issued by the Federal Government through the CBN. Government-backed and highly liquid, they offer competitive yields with guaranteed principal at maturity - the cornerstone of any disciplined fixed-income strategy.
Tenors
91 · 182 · 364 days
Issuer
Central Bank of Nigeria (CBN)
For information purposes only. Contact us to discuss this product.

17.50 – 19.20%
Indicative p.a.
Federal Government of Nigeria Bonds deliver fixed, semi-annual coupon payments backed by the full faith of the Nigerian sovereign. Tradeable on the NGX, they serve as the bedrock of any long-duration, income-generating portfolio.
Tenors
2 · 5 · 7 · 10 years
Issuer
Debt Management Office (DMO)
For information purposes only. Contact us to discuss this product.

Structured
Bespoke terms
Access structured lending facilities designed for individuals and businesses with defined capital needs. Whether it is personal financing, business working capital, or asset-backed loans, we engineer lending solutions that match your cash flow and collateral position.
Personal Loans
Tailored facilities for individuals - salary-backed, asset-secured, or structured around personal cash flows.
Business Loans
Working capital, bridge financing, and growth facilities for SMEs and established businesses at structured terms.
Tenors
Flexible
Min. Entry
Case-by-case
Issuer
Competence Asset Management
Indicative estimate only. Actual rates and terms are confirmed during your application.
Estimated Monthly Repayment
—
For information purposes only. Contact us to discuss this product.

Partnership
Returns-based
You have an idea, a business, or a vision for your next phase of growth. CAM's Growth Finance desk sits with you at the earliest stage - structuring, funding, and executing alongside you as a strategic capital partner, not just a fund manager.
Tenors
Long-term
Min. Entry
Bespoke
Issuer
Competence Asset Management

Every product. Structured with discipline.
Start Investing →Important Disclaimer: All yields and returns quoted are indicative and subject to change based on market conditions and CBN/DMO auction results. Past returns do not guarantee future performance. Investments in capital market products carry varying degrees of risk. Please read all relevant offer documents before investing.